Before making any investment recommendations, Pine Cone Capital seeks to understand your financial goals and your ability and willingness to assume financial risk.  Only then do we tailor an actionable plan and make specific recommendations to put you on the road to achieving those goals.  We believe in a patient and disciplined approach.
 
We utilize a top down approach in structuring an appropriate portfolio.  We seek to construct a strategic asset mix of broadly diversified stocks and bonds that maximize your chances of success.  This asset mix becomes your target allocation that brings discipline to future investment decisions.  This mix may be varied on a tactical basis, but only based on your changing financial profile or on very strong convictions for a dramatically changing market risk/reward outlook or varying economic conditions.
 
For some asset classes, we attempt to match benchmark returns while minimizing costs.  For other asset classes for which we believe that we can add value in excess of the market, we will attempt to enhance returns through the selection of individual securities.  Individual securities are those that have met Pine Cone Capital’s criteria for inclusion on our recommended list.  Equities are recommended based on their prospects for future growth at a reasonable current price.  We may also use options at times to stage the sale of blocks of equities, generate additional income, or modify risk.